Third Party Liability, Insurance is against all risks of physical loss or damage to the Vessel. Latent defect in the Vessel, Negligence of any person, Malicious acts, Theft, Salvage Charges incurred in preventing a loss, Personal effects, Medical Expenses, Liabilities to Third Parties.

 

A specialist service in the insurance of pleasure craft whether they are sailing boats, motor boats, speedboats, small craft or inland waterways craft; narrow boats and cruisers whether they are are based on the Inland system of the United Kingdom, the coastal waters of the United Kingdom or further afield.

 

Details of the insurance for which a quotation is required can be sent to us by email or click on quotation above. A quotation will then be forwarded to you together with policy wordings currently in use.

 

PREMIUMS

Due to the very personal nature of this class of business, each applicant is treated on her/his own merits and individual quotations will be given over the telephone, faxed or emailed..

 

HELPFUL HINTS

Pleasure Craft Insurance can involve a survey by an independent qualified surveyor at the owners expense prior to attachment of any insurance This usually involves boats of unusual history or those built over 20-25 years ago.

 

Insurance underwritten at Lloyd's of London

 

TELEPHONE: 01604 75 75 78    FAX: 01604 75 75 78

 

 

COVERAGE for INLAND USE CAN INCLUDE

 

"All Risks" of physical loss of or damage to the insured craft from accidental external causes.

Third Party Liability Insurance up to £2,000,000

 

12 months in commission,ashore or afloat, in use or laid up including hauling and launching (including craning)

 

Dropping off and falling overboard of outboard motors.

 

Loss of or damage to machinery caused by frost warranted all reasonable precautions taken) and including sudden accidental incursion of water into the craft.

 

Strikes, riots civil commotions and malicious damage

 

Theft of craft, and gear or equipment following violent forcible (a) entry into the vessel or place of storage (b) removal of fixed gear or equipment from the exterior of the vessel.

 

Where the craft has a maximum designed speed in excess of 17 knots, there is no exclusion of or damage to underwater gear through striking a submerged object.

 

Subject to their being a sum insured requested on the proposal form - coverage for personal effects (subject to a limit of £200 any one unspecified item)

 

Where the vessel is based in an approved marina, in the event of a recoverable claim under the insurance occurring while the vessel is on the pontoon berth or ashore in the marina the policy excess will not be deducted from the payment nor will any no claim bonus entitlement be affected at renewal.

 

The above is only a summary of cover given. Full policy wording supplied on request.

 

 

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One or two of the following abbreviations could appear in information that may be required so here's what they mean.

 

GLOSSARY

 

LOA                  Length Over All

 

BM                    Beam(width)

 

CONST             Type of construction 

 

IB/OB               Inboard Engine or Outboard engine

 

HP                    The Horse Power of the engine

 

MDS                The maximum designed speed of the craft

 

OBM                 Outboard Motor

 

PE                    Personal effects

 

SE                    Special Equipment

 

TP                    The limit of third party liability required

 

RRE                  Racing Risk Extension

 

NCB                  No Claims Bonus. Max up to 20% representing four years

 

W/S                 Water Skiers. Cover extended to cover water-skiers being towed.

 

Pleasure Craft Insurance Quotations

 

 

Thank You